How to Make It
Stir together cream cheese, broccoli, carrot, and red bell pepper in a bowl. Stir together black beans and yogurt in a separate bowl. (Cream cheese mixture and black bean mixture can be stored in refrigerator up to 5 days.)
Prepare 1 waffle according to package directions. Spread 1 tablespoon of the cream cheese mixture on waffle, and cut in half. Add 2 ham slices on 1 half of waffle; top with other half. Serve with 1/4 cup black bean mixture, about 1 1/2 ounces carrots, 3 ounces grapes, and 1 ounce vegetable chips.
Repeat process with remaining ingredients to make a total of 5 lunches.